About Us

Turning Credit & Fraud Services Into Seamless
Enterprise-Grade Solutions

At Agility Credit, we believe that credit and fraud services should be simple, powerful and designed for scale. Our customers don't just want data — they want integration, speed and security that enables growth. That's why we built a platform engineered for today's fintech, lending and integration-first business models.

Agility Credit

Our Story

Whether you're pulling bureau data, verifying identity, or embedding fraud alerts into your decision engine, our infrastructure supports the full flow:

  • One integration multiple services (credit reports, soft pulls, monitoring, identity verification)
  • Developer-friendly APIs and admin console to adjust workflows without heavy rework
  • Reporting and analytics built in so your team sees impact in dashboards, not spreadsheets
Our Story
Our Mission

Our Mission

From automotive dealers and specialty lenders to credit unions and fintech innovators, AGC supports organizations that demand:

  • Real-time credit and fraud insights
  • Seamless integration across platforms and end-user types
  • Scalable architecture that grows with their business

Our Values

AGC was founded with the mindset to go above and beyond to reduce friction and provide value for our customers. We strive to deliver the best products and services to our customers and do this by being united in our core values.

  • Accuracy: We deliver precision in everything we build and everything we report. Our customers rely on data they can trust, and we take that responsibility seriously.
  • Integrity: We operate with discipline, transparency, and respect for the standards that define our industry. Ethical decision making guides every action.
  • Partnership: We invest in long lasting relationships. We listen, collaborate, and support our customers as true strategic partners committed to their outcomes.
  • One Team: We support each other, communicate openly, and celebrate wins together. We build a culture where people feel valued, respected, and empowered to do their best work.
Our Story

The Agility Credit Difference

Platform First

We don't just plug data in — we architect multi-tenant, API-driven systems built so you can connect your core, LOS, or lending platform with minimal friction.

Customizable & Flexible

Choose your format, alerts, escalations and workflows — our solution adapts to your business model, whether you're a dealer, fintech, credit union or specialty lender.

Performance & Speed

From onboarding to go-live, we optimize for sub-second responses, real-time decisioning and data throughput — without compromising reliability or compliance.

Security & Compliance

We meet the toughest standards (PCI, GLBA, FCRA, bureau requirements) and safeguard your data with high-grade encryption and controlled access.

Client-Focused Innovation

Our roadmap isn't driven by generic feature lists — it's driven by the needs of our clients and the evolving regulatory and technology landscape.

Enterprise Support

Dedicated account management, priority response times and technical consultation to ensure your integration runs smoothly at every stage of growth.

Meet the Team

Our leadership brings decades of experience across credit, compliance, systems engineering and fintech operations — so you know you're working with people who understand both the architecture and the regulation.

DS

Darrel Schulte

Chief Executive Officer

BD

Billy Dale

Chief Information Officer / Founder

JH

Jim Hurtado

Chief Financial Officer / Founder

SS

Scott Snowden

Vice President of Sales

LC

Leighann Cobb

Director of Client Services

FC

Frank Carvajal

Sr. Full Stack Developer

JM

Juan Marchegiani

Sr. Back End Developer

CdL

Cassius de Leeuwe

Sr. Front End Developer

DD

Debashis Das

Data Scientist

KC

Komal Chag

Software Quality Engineer

Join Us

We're constantly growing our platform, partnerships and talent. If you're passionate about reshaping how credit and fraud services are delivered, we'd love to talk. Connect with us and see how AGC can be the backbone of your next integration.