Agility Credit's Credit Reports deliver instant access to accurate, tri-bureau credit data through a secure, SOC2-compliant cloud environment. Designed for modern lenders, fintechs and financial platforms, our solution ensures reliable, real-time insights while maintaining full compliance with FCRA and GLBA standards.
Key Features:
- Tri-Bureau Access – Pull Experian, TransUnion and Equifax data instantly via a single integration.
- Soft & Hard Pull Options – Support for prequalification, application and underwriting workflows.
- Configurable Data Fields – Select the exact credit attributes you need for more efficient decisioning.
- Multi-Format Delivery – Receive reports in JSON, HTML, PDF, XML, or raw bureau formats.
- Masking & Security Controls – Protect sensitive PII with configurable data masking and encryption.
- Audit Trail & Reporting – Full transparency and traceability for every credit inquiry.
Benefits:
- Faster Decisions: Access complete credit profiles in seconds.
- Regulatory Confidence: Meet FCRA and GLBA compliance requirements automatically.
- Flexible Integration: Connect seamlessly via API, CRM, or LOS.
- Customizable Output: Format reports to fit your platform or workflow.
- Enhanced Security: SOC2-certified infrastructure ensures the highest protection standards.
Use Cases:
- Lenders & Fintechs: Real-time decisioning for loans, credit cards, or BNPL programs.
- Automotive Dealers: Streamline credit approval processes directly within your DMS or CRM.
- Credit Unions & Banks: Offer members faster prequalification and improved loan automation.
- Mortgage Providers: Retrieve bureau-verified reports for accurate underwriting.
Integration & Workflow:
Integrate through Agility Credit's RESTful API for fast, scalable connectivity. Supports JSON, XML, HTML and PDF outputs, with real-time response handling and customizable credit attribute selection.
Compatible Platforms: Salesforce, DealerTrack, RouteOne, MeridianLink and other LOS/CRM systems.
Compliance & Security:
- SOC2 Certified Cloud Infrastructure
- FCRA & GLBA Compliant
- Encrypted Data Exchange (AES-256)
- Role-Based Access Controls & Audit Logging
Get Started:
Experience secure, compliant and customizable credit reporting with Agility Credit.
Contact Sales to learn more.
