Agility Credit's Driver's License Authentication solution delivers instant, reliable validation of government-issued IDs using our proprietary verification technology. Built for both API integration and hosted workflows, it allows lenders and fintechs to verify license authenticity, reduce fraud and maintain compliance — all with a modern, user-friendly experience that adapts to your fraud prevention strategy.
Key Features:
- Agility Credit Verification Engine: Leverages advanced document scanning, pattern recognition and data validation for accurate results across all 50 states.
- API or Hosted UI Deployment: Choose between direct API integration for full control or our hosted user interface for a fast, turnkey solution.
- Image Upload Support: Accept secure driver's license image uploads via desktop or mobile capture — no app required.
- Optional Selfie Capture: Enable or disable selfie-based facial matching based on your fraud strategy and compliance needs.
- Real-Time Results: Validate IDs instantly with detailed return data and fraud detection indicators.
- Seamless Experience: Designed with an intuitive user flow to minimize friction while maximizing accuracy.
Benefits:
- Flexible Implementation: Deploy via API or use our hosted verification experience to go live quickly.
- Enhanced Fraud Protection: Instantly identify expired, duplicated, or falsified IDs.
- Configurable Workflows: Tailor the verification flow — selfie or no selfie — based on your risk tolerance.
- Superior User Experience: Simple, mobile-optimized workflows for applicants and staff.
- Fully Compliant: Built for regulated industries with full FCRA, GLBA and AML/KYC alignment.
Use Cases:
- Financial Institutions & Lenders: Authenticate customer IDs at the point of application or onboarding.
- Fintech & BNPL Platforms: Integrate real-time ID verification into digital experiences with minimal friction.
- Automotive & Retail Finance: Verify identities for financing or lease approvals with instant feedback.
- Mortgage & Tenant Screening: Confirm borrower or applicant identity securely and efficiently.
Integration & Workflow:
Agility Credit's RESTful API allows for direct system integration with flexible endpoints for ID capture and authentication. For organizations seeking fast deployment, our hosted UI provides a ready-to-use, mobile-friendly experience with full branding and configurable flows. Both options support real-time status reporting, fraud scoring and audit trail visibility.
Compliance & Security:
- Powered by Agility Credit's proprietary ID verification engine
- AES-256 encrypted data transmission and storage
- SOC 2-certified cloud environment
- Full audit logs and access controls
- FCRA, GLBA and AML/KYC compliance
Get Started:
Authenticate smarter and faster with Agility Credit's Driver's License Authentication. Our flexible API and hosted solutions let you protect your business and streamline identity verification — without adding friction.
