Your Credit & Compliance Partner in Automotive
Agility Credit helps automotive lenders, captives and dealer networks build faster, smarter and safer credit workflows. We don't just deliver data — we partner with you to design automated, enforceable credit and compliance processes that adapt to your operations and scale with your growth.
Automated Workflows Built for the Showroom and Beyond
Every dealership and lender operates differently. That's why Agility Credit's platform is built for flexibility — able to mirror your existing processes, automate key compliance steps and ensure nothing slips through the cracks. From prequalification to funding, every action can be programmatically triggered, policy-verified and documented — creating consistency without slowing your sales flow.
Core Capabilities
- Workflow Automation & Integration: Automatically route applications, verifications and compliance tasks through your DMS, LOS, or CRM — no manual intervention required.
- Programmatic Policy Enforcement: Enforce company rules and lending policies in real time. Red Flags, stipulations and disclosures are automatically triggered and tracked.
- Unified Credit & Compliance Stack: Combine credit, fraud, KYC, income and compliance services within one API-driven platform designed for automotive finance.
- Dynamic Configuration: Customize required fields, visibility and compliance logic by dealer group, lender, or product type — all centrally managed.
- Continuous Credit Flow: Automate transitions between application stages — from soft pull to verification, credit decision and funding — ensuring a seamless, compliant customer journey.
Value to Automotive Lenders & Dealers
- Reduce Friction: Eliminate repetitive data entry and manual compliance checks.
- Enforce Consistency: Ensure every user follows the same verified process every time.
- Accelerate Time to Funding: Approve, validate and finalize deals faster without compromising oversight.
- Stay Audit-Ready: Every document, notice and decision is automatically stored and traceable for 10 years.
- Integrate Seamlessly: Plug into your existing systems and workflows for a connected end-to-end experience.
Use Cases
- Dealer prequalification and instant credit decisioning
- Identity verification and synthetic ID detection
- Automated stipulation and compliance clearance
- Risk-based pricing and notice delivery automation
- End-to-end workflow integration across dealer networks
A Partner, Not Just a Platform
At Agility Credit, we understand that credit and compliance can't operate in silos. That's why we position ourselves as a credit and compliance partner, working alongside your team to design systems that drive performance, consistency and trust. With Agility Credit's automation doesn't replace your process it enforces it.
Get Started
Reimagine credit and compliance together. Agility Credit gives automotive lenders and dealers the automation, insight and policy control needed to scale — compliantly and confidently.
