Smarter Credit, Payment and Compliance Workflows
Agility Credit helps energy, utility and telecommunications providers qualify customers faster, reduce delinquency risk and maintain full regulatory compliance — all within one automated platform. By combining tri-bureau data, alternative payment insights and industry-specific Energy & Utility scores, we help you make confident, data-backed decisions that protect your business and keep customers connected.
Built for Regulated, High-Volume Service Providers
From utility account setup to telecom service activation, every onboarding event carries financial and regulatory risk. Agility Credit unifies credit, identity, income and compliance data in a single workflow — enabling instant prequalification, fraud detection and payment behavior assessment. Each process is automated, auditable and fully aligned with consumer protection requirements.
Core Capabilities
- Credit & Data Intelligence – Access tri-bureau credit data, Energy Risk Scores, Utility Payment Scores and Telco Attributes to accurately predict payment reliability. Combine bureau and alternative data to evaluate thin-file and underbanked consumers without adding friction.
- Prequalification & Payment Screening – Evaluate payment capacity and account eligibility instantly. Prevent high-risk service activations while improving onboarding efficiency.
- Identity Verification & Fraud Prevention – Confirm identity using multi-layer verification — document match, OTP, device fingerprinting and out-of-wallet questions — to prevent synthetic and duplicate accounts.
- Income & Affordability Verification – Assess ability-to-pay using modeled, verified, or credentialed income data, including cash flow analytics for more accurate payment forecasting.
- Compliance & Policy Enforcement – Automate Red Flag and privacy notice delivery, risk-based pricing disclosures and account activation policy checks. Every decision, clearance and exception is timestamped and retained for full audit traceability.
- Audit & Reporting Controls – Maintain complete digital records — with 10-year retention and full visibility into every verification and compliance event.
Value for Energy, Utility & Telco Providers
- Reduce Delinquencies: Predict payment risk with industry-specific credit and utility scores.
- Expand Access: Qualify more customers responsibly using alternative and nontraditional data.
- Prevent Fraud: Eliminate duplicate and synthetic identities during account setup.
- Automate Compliance: Meet FCRA, GLBA and state utility regulations without manual review.
- Improve Efficiency: Manage onboarding, verification and audit processes from one platform.
Use Cases
- Energy and utility service prequalification
- Telecom account activation and fraud prevention
- Payment behavior modeling and risk segmentation
- Automated Red Flag and compliance documentation workflows
- Ongoing account monitoring for payment and credit risk
Why Energy & Utility Providers Choose Agility Credit
Because every customer connection starts with trust. Agility Credit combines credit data, alternative payment insights and compliance automation to help providers make faster, safer and more inclusive service decisions. We serve as your credit and compliance partner, ensuring that operational efficiency never compromises regulatory integrity.
Get Started
Power every customer relationship with confidence. Agility Credit delivers the automation, data and compliance tools energy, utility and telecom providers need to onboard responsibly and perform reliably.
