Agility Credit's Consumer Pre-Fill Tools simplify the credit and application process by automatically populating verified consumer data in real time — using only minimal input, such as a mobile number or limited identifying information. Our pre-fill technology minimizes friction, enhances data accuracy and reduces application abandonment, allowing businesses to offer faster, more intuitive customer experiences. Built for both API and hosted UI deployments, Agility Credit's pre-fill tools adapt to your workflow, enabling instant access to accurate consumer identity data while maintaining full compliance with FCRA and GLBA standards.
Key Features:
- Smart Data Pre-Fill: Populate key consumer details (name, address, phone, DOB, SSN) using verified credit and identity data sources.
- Minimal Input, Maximum Accuracy: Capture as little as a mobile number or ZIP plus partial SSN/DOB to return complete, verified identity data.
- API or Hosted UI Integration: Deploy through API for seamless system integration or use our branded hosted experience for a turnkey solution.
- Mobile-Optimized Workflow: Designed for frictionless user experience across desktop and mobile, supporting "text-to-apply" and instant onboarding flows.
- Dynamic Fraud Controls: Validate and authenticate user-provided data in real time to detect mismatched or synthetic identities.
- Configurable Return Data: Customize which consumer details populate automatically to align with compliance, product and workflow requirements.
Benefits:
- Reduce Abandonment: Streamline data entry and keep applicants engaged through a simplified workflow.
- Increase Application Accuracy: Eliminate manual input errors and improve data quality for verification and underwriting.
- Faster Prequalification: Cut onboarding time with real-time consumer verification and data population.
- Frictionless Mobile Experience: Enhance digital channels with secure, instant pre-fill using only minimal customer input.
- Flexible Deployment: Integrate directly via API or use Agility Credit's hosted pre-fill platform — ready to launch, no coding required.
Use Cases:
- Auto Financing: Accelerate lead capture and reduce errors in dealership or online credit applications.
- Fintech Platforms: Simplify account creation and prequalification workflows.
- Credit Unions & Banks: Improve member experience with faster, verified credit applications.
- Retail & BNPL: Enable instant credit offers with minimal consumer friction.
Integration & Workflow:
Agility Credit's RESTful API integrates easily with CRMs, LOS systems and digital application workflows. Our hosted pre-fill experience provides a fully branded, mobile-first interface with configurable inputs and verified data return. Businesses can also implement "Text to Apply" capabilities to initiate pre-fill via SMS for instant customer engagement.
Compliance & Security:
- Fully FCRA and GLBA compliant
- SOC 2-certified cloud environment
- AES-256 encryption for data in transit and at rest
- Audit logs and access controls for full transparency
Get Started:
Transform your application experience with Agility Credit's Consumer Pre-Fill Tools — delivering verified, real-time consumer data for faster decisions and better customer engagement.
