Agility Credit's Soft Pull Credit Reports provide a compliant, low-friction way to prequalify applicants, evaluate creditworthiness and personalize offers without affecting consumer scores. Designed for lenders, fintechs and automotive platforms, this API-powered solution delivers tri-bureau data instantly and securely.
Key Features:
- Tri-Bureau Coverage: Access Experian, TransUnion and Equifax from one integration.
- Prequalification-Ready: Retrieve credit attributes for targeted offers and lead screening.
- Configurable Attributes: Customize report depth to align with your business needs.
- FCRA-Compliant Data Masking: Protect sensitive consumer details while maintaining insight quality.
- Multi-Format Output: JSON, XML, PDF, or HTML to fit your existing systems.
Benefits:
- No impact to consumer scores
- Accelerated prequalification and lead conversion
- Reduced costs with targeted soft inquiries
- Streamlined integration into CRM, LOS and marketing systems
- Full FCRA and GLBA compliance
Use Cases:
- Prequalification Campaigns: Personalized, compliant offers at scale.
- Automotive & Lending: Fast credit screening within existing platforms.
- Fintech & BNPL Providers: Instant eligibility checks for digital onboarding.
- Credit Unions & Banks: Enhance member experience with seamless preapprovals.
Integration & Workflow:
Connect directly through Agility Credit's RESTful API to automate soft pulls in real time. Supports JSON, XML, HTML and PDF formats with integration-ready compatibility for Salesforce, DealerTrack, RouteOne and other lending platforms.
Compliance & Security:
- Fully FCRA and GLBA compliant
- SOC 2-certified infrastructure
- Role-based access and audit trails
- AES-256 data encryption in transit and at rest
Get Started:
Prequalify smarter — with speed, security and no score impact.
